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No greater joy at this point than knowing that my bad credit has been fixed by a credit expert (Garymckinnons CREDIT REPAIR). I got recommended to by a friend who testified boldly about his program. He cleared my auto loan, collections, and negative items and boosted my credit score to 802 and also added positive trade lines to my credit report within an interval of 9 days. My standard of living improved by the help Gary McKinnon who I contacted: garymckinnonhacks0@gmail.com mobile:207-437-3790 You can reach him for your credit repair and other hacking services.