I rarely write reviews, but I honestly owe these guys everything. Two years ago, I was in a really dark place financially, back-to-back car accidents (neither my fault) left me out of work for months, medical bills piled up, and I fell behind on credit cards. I always paid when I could and even threw extra money at them, but it wasn’t enough. In desperation I signed up for one of those debt relief programs… biggest mistake ever. They told me to stop paying my cards so they could negotiate, then ghosted me. Every account got charged off. My score tanked to 499 and I had zero open cards left. I was getting denied everything, even basic apartments.

I posted my story on r/Credit begging for any hope, and a kind stranger told me to reach out to Pinnacle Credit Specialist. I was beyond skeptical (felt like I’d already been burned by every credit repair scam out there), but I had nothing to lose.

I emailed PINNACLECREDITSPECIALIST@GMAIL.COM and called +1 (201) 605 9008 the same day. They got back to me literally within an hour, explained everything upfront (no shady fees, no crazy promises), and made the process stupidly simple on my end.

In less than 4 weeks they:

Got every single charge-off removed

Deleted all the late payments and collections tied to that awful debt program

Raised my score from 499 to 805 (yes, EIGHT HUNDRED AND FIVE)

Helped me get approved for two unsecured cards to start rebuilding positive history

Because of them I just signed a lease on a beautiful new apartment without a cosigner or double deposit. For the first time in years, I feel like I can breathe again.

If you’re drowning in bad credit and feel like there’s no way out, please, please contact Pinnacle Credit Specialist. They are 100% legit, insanely fast, and actually care. I wish I could hug every person on their team.

Email: PINNACLECREDITSPECIALIST@GMAIL.COM

Phone: +1 (201) 605 9008

Thank you from the bottom of my heart. You gave me my life back. 🙏❤️